general liability;
workers’ compensation;
disability;
fire and theft;
medical;
indemnification;
professional liability;
officer’s or director’s liability;
automobile liability;
property and casualty;
malpractice; and
bonding or other forms of employee theft insurance, as appropriate, for all staff who sign checks, handle cash or contributions, or manage funds.

PA-RPM 4.02

The agency provides, and assumes the cost of, legal assistance to personnel against whom claims are made related to unlawful, authorized actions taken within the course and scope of their duties.

Interpretation: This standard does not expect the agency to provide assistance to personnel who commit unlawful acts or acts that are not conducted in the course of, or in furtherance of, their employment. In addition, this standard does not require the agency to provide legal assistance to personnel if the agency's legal counsel determines that doing so would constitute a conflict of interest.

PA-RPM 4.03

The network identifies and specifies the level and type of insurance required by its providers, and annually verifies that provider coverage is current.

NA The agency is not a network management entity.

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	PURPOSE: Comprehensive, systematic, and effective risk prevention and management practices reduce the agency's risk, loss, and liability exposure.

RELATED FILES

NA Request.doc
PA-RPM Reference List.pdf
PA-RPM Template.doc


	PREVENTION Actions taken to minimize and/or eliminate social, psychological, or other conditions. Prevention can occur at the individual, group, community, and societal levels and enhances opportunities to achieve positive fulfillment.


	PRACTICE Established actions or ways of proceeding in the regular performance of organizational duties. Policies and procedures often guide practice.


	SERVICE One or more organization-operated programs or activities that have a common general objective and deploy the organization's material and human resources in a planned and systematic manner. An organization that publicly promotes or identifies itself in writing as offering a service, is licensed to deliver a service, assigns personnel and/or space to a service, or allocates financial resources to a service is considered to offer that service.


	INDEMNIFICATION Protection for the directors, officers, board members, personnel, and volunteers of an organization against any civil or criminal action, suit, or proceeding resulting from their activities with the organization. Indemnification should include all reasonable expenses, including legal fees, except when it is determined that the person is liable for negligence or misconduct in the performance of his or her duties. Organizations generally will have an indemnification clause in their bylaws, whether or not external insurance coverage has been purchased to cover such risks as may be involved.


	EMPLOYEE Paid member of an organization. Foster parents are not considered employees and are specifically referenced in relevant standards.


	PERSONNEL The body of employees and/or volunteers that carries out the organization's tasks under the organization's administration and/or supervision. This definition does not include foster parents who are specifically referenced in relevant standards


	CONFLICT OF INTEREST A conflict between an individual self-interest and the public good. Example: an organization that operates a day treatment program awards a food services contract to a local restaurant that is owned by a governing body member. From a legal standpoint, "conflict of interest" is a term used in connection with fiduciaries and their relationship to matters of private interest or gain to them. When used to suggest disqualification of a fiduciary from performing his or her sworn duty, the term refers to a clash between public interest and private pecuniary interest of the concerned individual.


	MANAGEMENT See ADMINISTRATION


	LIABILITY An obligation, responsibility, or debt.